What benefits are included?

PacificSource Health Plan includes coverage for medical, dental, and vision services. A summary of benefits can be found at the Forms link above.

Is it mandatory?

Yes. Postdoctoral Scholars and Clinical Fellows are required to either enroll in the PacificSource Health Plan or waive out with comparable coverage. Waiver requirements can be found at the Forms link above.

How do I pay for it?

Premiums will be deducted pre-tax from your paycheck monthly. Premiums are deducted in the same month for which you have coverage.

What does it cost?

OSU contributes 100% of the monthly premium for the employee coverage plus 50% of the administration fee. The employee pays 50% of the administration fee and any additional premiums for dependents.

The following amounts are the Scholar/Fellow responsibility:

Premiums for 2017-2018 Plan Year (per month):

  • Employee-Only – $6.00
  • Employee + Spouse/Partner – $423.93
  • Employee + Child(ren) – $298.52
  • Employee + Family – $716.37
  • Dental Only – $48.84

When will my insurance be effective?

Your insurance begin date is dependent on your position start date.

Position Start Date: 1st – 15th of the month, coverage starts the 1st of the same month

Position Start Date: 16th – last day of the month, coverage starts the 1st of the following month.

Coverage will end the last day of the same month that your position ends.

What paperwork do I need to do?

Enrollment forms and waiver application forms are to be submitted to the OSU Insurance Office within 30 days of the start of your position.

A new waiver application is required each fall term to be submitted no later than October 1st. New enrollments or waivers are also due any time you return from a break in your position.

Changes to your plan can also be made during the open enrollment periods listed below:

Fall Term – Month of October

Winter Term – Month of January

Spring Term – Month of April

Summer Term – Month of July

Can I enroll family members in this coverage?

Yes. Eligible dependents can be enrolled onto your plan within the first 30 days of your position start date, during an open enrollment period, or when a qualifying event occurs.

Qualifying events include: birth, marriage, permanent move to U.S., adoption, or involuntary loss of other group coverage.

The Scholar/Fellow is responsible for paying the additional premium for dependents.

Can I use the OSU Student Health Center?

Postdoctoral Scholars and Clinical Fellows are not eligible to use the OSU Student Health Center as they are not registered for classes as a student and do not pay the Student Health Services fee.

What if I have other insurance?

If you have your own insurance plan, and the coverage is considered comparable to the PacificSource plan offered by OSU, then you may qualify for an approved waiver.

You will need to submit the waiver application form, copy of insurance cards, and summary of benefits detailing your plan coverage to the OSU Student Health Insurance Office.

You will be notified via email with a decision of waiver approval or denial. You can find the waiver requirements/application form under the Forms link above.

How do I find a Preferred Provider?

To find an in-network provider, refer to the list of Preferred Providers found online at the PacificSource website (choose plan network – PSN).

When you go to that provider for an appointment, present your insurance card.

You can also call PacificSource Customer Service at 1-888-977-9299 for assistance.

Who can I contact if I have more questions?

General Insurance Questions: 541-737-6748