International Student Insurance Plan


International Student Insurance Plan

Mandatory insurance for international and INTO OSU students.

The OSU Student Health Insurance Plan ensures that you receive affordable coverage and access to a wide network of healthcare providers across the nation.

This plan is provided by PacificSource and comes with a variety of online tools to manage your coverage easily.

For your convenience, we provide the option to waive coverage if you have comparable coverage through a different company.

View plan information

*Link goes to OSU-specific PacificSource website


All international and INTO OSU students who are registered for a minimum of one (1) on-campus credit are required to enroll in the OSU Student Health Insurance plan.

If you are an eligible international or INTO OSU student, you will be automatically enrolled and charged for this plan.



If you have any dependents in your household who are eligible for coverage under the plan, they have the option to enroll.  To add a dependent, they must fill out an enrollment form and submit it to the Student Health Insurance Plan office by email. The enrollment form can be found here.


Health Insurance Gap Coverage

If you are an international student moving from the Student Health Insurance Plan to the Graduate Plan or an international student moving from the Graduate Plan to the Student Health Insurance Plan you may experience a gap in health insurance coverage. For information about purchasing health insurance to cover this gap, please contact the Student Health Insurance Plan Office. Please note that eligibility requirements must be met.


    You may waive the requirement to be covered under the OSU Student Insurance Plan if you have comparable insurance under a different company.

    In order to waive the requirement, you must complete the waiver process established by the school. 

    If you do not complete the waiver process, or your insurance does not meet the waiver requirements, you will be automatically enrolled into the OSU Student Insurance Plan and a premium will be charged to your student account.

    Refer to the dates below to ensure you complete the waiver process in time.

    Waiver dates:
    • Fall Term: 9/08/22 (open) - 10/14/22 (close)
    • Winter Term: 12/19/22 (open) - 1/23/23 (close)
    • Spring: 3/24/23 (open) - 4/24/23 (close)
    • Summer Term: 6/12/23 (open) - 7/17/23 (close)

    Leave of Absence Coverage

    Students with College/University approved Medical Leave of Absence can have one term extension of benefits per academic year. All applicable enrollment deadline dates apply.

    • To qualify for the Leave of Absence coverage you must be mandated to have health insurance per OSU and federal visa requirements.  
    • Have an approved Medical Leave of Absence with Oregon State University.
    • You must have been enrolled in the health insurance at least one term prior to your approved Leave of Absence. 
    • Deadlines to apply for Leave of Absence coverage for the 2022-23 academic year
      • Fall - 10/14/22
      • Winter - 1/23/23
      • Spring - 4/24/23
      • Summer - 7/17/23

    About Health Insurance


    About Health Insurance

    What is health insurance?

    Health insurance pays part of the cost of health care for you and your family if you are injured or get sick. It can be used at OSU Student Health Services, doctors’ offices, and hospitals. 

    OSU’s health insurance requires that you use either Student Health Services or a doctor that is part of the plan (doctors who have signed up with that insurance company).

    Why do I need health insurance as an international student?

    Healthcare in America can be expensive, so it is important to have health insurance. 

    All non-resident international students and their dependents (living in the United States) must be covered by health insurance that meets national, state and OSU requirements (OAR 576-025-0020). All international students are automatically charged for OSU International Health Insurance.

    Students who have other insurance can submit a waiver request with a summary of their insurance coverage. If approved, the charge will be removed. For more information on adding a dependent to your OSU health insurance, contact the Student Health Insurance office 541-737-7600.

    I have dependents on my plan; How do they use my insurance?

    Each family member on your plan has a $500 deductible. This is the amount that you must pay each year before benefits will be paid by the insurance company. The deductible is waived for students seen at Student Health Services, but does apply for dependents and students when seen outside Student Health. 

    For more information

    Contact the Student Health Insurance Plan office via email or 541-737-6748.

    Where is the best place to use my OSU health insurance?
    #1: Student Health Services

    In most situations, the first place to go is Student Health Services. This will be the cheapest place to get health care.

    Student Health Services is open:
    Monday - Friday, 9:00 a.m. to 6:00 p.m.
    Saturday, 10:00 a.m. to 3:00 p.m.

    During school breaks, the hours are:
    Monday - Friday, 9:00 a.m. to 12:00 p.m.

    To make an appointment, call 541-737-9355. If you need to see a doctor immediately, some same-day appointments are available. 

    If you have a problem when Student Health is not open, call the Nurse Advice Line at 541-737-9355.

    #2: Off-campus urgent care

    If Student Health is closed, you can go to Corvallis Clinic Immediate Care or Samaritan Urgent Care. Both of these clinics will take your Aetna health insurance.

    Corvallis Clinic Immediate Care Center
    Asbury Building
    3680 NW Samaritan Drive
    Corvallis, OR 97330
    Phone: 541-754-1282
    Weekdays from 8:00 a.m. to 8:00 p.m.
    Weekends and holidays from 10:00 a.m. to 5:00 p.m.

    Samaritan Urgent Care Center
    5234 SW Philomath Blvd. (in Sunset Plaza near Safeway)
    Corvallis, OR 97333
    Phone: 541-768-4970
    Weekdays from 8:00 a.m. to 9:00 p.m. 
    Saturdays from 9:00 a.m. to 6:00 p.m.
    Sundays from 10:00 a.m. to 6:00 p.m.

    Quick Care
    2001 NW Monroe, Ste. 104
    Corvallis, OR. 97333
    (541) 754-1369
    Monday - Sunday 7:00 a.m. to 7:00 p.m.

    #3: Off-campus doctor or specialist

    If you are looking for a special type of doctor off campus that is part of your insurance plan, go to the PacificSource website.

    Note: Call 9-1-1 in an emergency

    They can send an ambulance to help you. You can also go to the emergency room at the hospital. Emergency room visits are much more expensive than visiting a doctor who is covered by your insurance. If you go to the emergency room when you don’t have an emergency, your insurance might refuse to pay all or part of your charges. You would need to pay those charges. This can cost you a lot of money.

    Good reasons to go to the emergency room:

    • Losing consciousness
    • Severe pain
    • Severe trouble breathing
    • Chest pain
    • Bleeding that doesn’t stop
    • Poisoning (contact the Poison Control Center at 800-222-1222 for immediate advice)
    • A major injury, such as a head injury
    • Severe or worsening reaction to an insect bite or a medication, especially if breathing is difficult
    • Stupor, drowsiness or disorientation that cannot be explained

    Travel Tips for International Students


    Travel Tips for International Students

    If you get sick or injured

    • Seek immediate medical care if you are bitten by an animal, develop a headache and high fever, experience bloody diarrhea, or have a skin wound that is not healing.
    • Students who have OSU International Health Insurance should contact On Call International. If you are more than 100 miles from OSU or in another country, they will arrange medical care for you.

    Be Safe

    • Know your travel schedule (length of flights, stopovers). Carry extra food and water with you on long trips.
    • Keep your medicines in your backpack or carry-on bag, so that you can get them easily during your trip.
    • Keep your passport in your possession in a safe place, such as in a security pocket or belt.
    • Take only the credit cards that you will be using. Do not carry large amounts of cash.
    • Look both ways before crossing a street. Traffic may be coming from an unexpected direction.
    • Wear seat belts when riding in cars. Lock car doors.
    • Make new friends, but be aware of situations that may include unsafe sex, alcohol, drugs, and other dangers (especially at night or when alone).

    Be Healthy

    • Be current on recommended immunizations.
    • Protect yourself from the sun. Wear sunglasses and a hat, and use sunscreen with SPF 15 to 30.
    • Wash your hands, especially before eating and after using the bathroom. Carry an alcohol-based hand cleaner, in case clean water and soap are not available.

    In most European countries, Canada, Australia, New Zealand, Japan and the United States, tap water is safe to drink. Elsewhere, don’t drink tap water or use it to brush your teeth or clean contact lenses. Canned or bottled drinks are usually safe, but don’t use ice cubes.

    Be Prepared

    • Prepare a Travel Medical Kit: first aid supplies (bandages and antibiotic ointment), cold medications, throat lozenges, antacids, and medication for pain relief.

    How to use On Call International

    Who do I call if I get sick or injured when traveling?

    If you are traveling at least 100 miles from OSU, or in another country, call On Call International as soon as possible by dialing 866-525-1956 (within the United States) or 603-328-1956 (outside the United States). On Call International must make the arrangements for medical care, so always call them first.

    How do I find medical care when I am traveling?

    On Call International will refer you to a qualified doctor or hospital in your travel location. On Call International cannot reimburse you for any medical expenses unless they are arranged, approved and provided by On Call International.

    How do I print an ID card for On Call International?

    Click here.

    Click on “Members” in the left menu, then select “Travel Assistance.” To print your card, go to "On Call International ID Card" near the bottom of the page.

    What if a foreign hospital refuses to accept my insurance and requires me to pay the total when I get medical care?

    You will need to pay the hospital and then file a claim for foreign medical assistance with Aetna Student Health. If you do not have enough money to pay the hospital, On Call International can help you make financial arrangements with the provider. The source of the money is your responsibility.

    Find more information about how On Call International can help you at under “Travel Assistance Services,” or go to On Call International: Worldwide Medical Information and Assistance (PDF).