Domestic Student Insurance Plan

Title: 

Domestic Student Insurance Plan

Affordable student health insurance.

We are thrilled to offer domestic students, Ecampus students and PharmD students the option to enroll in the Oregon State University Health Insurance Plan from PacificSource.

Enrollment is easy, and the plan provides access to a wide network of local and nationwide care providers.

Open enrollment for the PacificSource student health insurance plan takes place during the following dates:

  • Fall Term: 9/08/22 – 10/14/22
  • Winter Term: 12/19/22 – 1/23/23
  • Spring Term:  3/24/23 – 4/24/23
  • Summer Term:  6/12/23 – 7/17/23
Domestic and PharmD student eligibility

All domestic and PharmD students are eligible for the Oregon State University Health Insurance Plan on a voluntary basis if they are:

  • An undergraduate student enrolled at Oregon State for six (6) credit hours.
  • A graduate student enrolled at Oregon State for three (3) credit hours.
Ecampus student eligibility

All Ecampus students are eligible to enroll if they meet the following criteria:

  • Student is degree-seeking.
  • Undergraduate students must be taking a minimum of six (6) credits.
  • Graduate students must be taking a minimum of three (3) credits.
  • Student must be living on campus or within a 50 mile radius of the Corvallis campus.
  • Student must opt-in to the OSU Health Fee.

Download the full highlight sheet (PDF)

 

Cost of Coverage

This information pertains to domestic, Ecampus, pharmacy students and their dependents.

  Fall
9/11/22 - 12/19/22		 Winter
12/20/22 - 3/25/23		 Spring
3/26/23 - 9/10/23		 Summer
6/13/23 - 9/10/23

Cost (per person)

 $1308 $1308 $1308 $985
Please note:

The amount stated in the PacificSource materials does not include the student insurance administrative fee, which will be charged directly to your student account. This fee is $70.00 per term or $17.50 per month for students only. The prices above DO include the $70.00 fee.

 

Additional links

Download the free PacificSource "InTouch" app to manage your coverage.

Visit PacificSource.com/OSU for more information.

Postdoctoral Scholar and Clinical Fellows Insurance Plan

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Postdoctoral Scholar and Clinical Fellows Insurance Plan

Mandatory health coverage through PacificSource

The Graduate Employee Health Plan through PacificSource includes platinum-level coverage for medical, dental, and vision services.

Postdoctoral Scholars and Clinical Fellows are required to either enroll in the PacificSource Health Plan or waive out with comparable coverage.

Forms & Policy Information

Cost of coverage

OSU contributes 100% of the monthly premium for the employee coverage plus 50% of the administration fee. The employee pays 50% of the administration fee and any additional premiums for dependent coverage.

The following amounts are your responsibility:

2018-2019 premiums
  Employee only Employee + spouse/partner Employee + child(ren) Employee + family Dental only (no OSU contribution)
Cost (per month) $6.50 $450.70 $317.40 $761.51 $49.84

Frequently asked questions

Premiums will be deducted pre-tax from your paycheck monthly. Premiums are deducted in the same month for which you have coverage.

Your insurance begin date is dependent on your position start date.

  • 1st – 15th of the month: coverage starts the first day of the same month
  • 16th – last day of the month: coverage starts the first day of the following month

Coverage will end the last day of the same month that your position ends.

Enrollment forms and waiver application forms are to be submitted to the OSU Insurance Office within 30 days of the start of your position.

A new waiver application is required each fall term to be submitted no later than October 1st. New enrollments or waivers are also due any time you return from a break in your position.

Yes. Eligible dependents can be enrolled onto your plan within the first 30 days of your position start date, during the fall term open enrollment period, or when a qualifying life event occurs.

Qualifying life events include: birth, marriage, permanent move to U.S., adoption, or involuntary loss of other group coverage.

The Scholar/Fellow is responsible for paying the additional premium for dependent coverage.

Once enrolled, you may only remove your dependents from your plan during fall term open enrollment, or when a qualifying life event occurs. A qualifying event in this case could be: divorce/separation, dependent gains other health coverage, or dependent moves outside the U.S.

Once you are active on your insurance plan you can access your temporary insurance card on the PacificSource webpage. PacificSource will mail a permanent card to your address on file with the university once your coverage begins.

You can create an InTouch for Members account through the webpage to access benefit summaries, claim statuses and explanation of benefits, deductible accumulators and more.

This same information can be accessed by downloading the myPacificSource app on a mobile device.

No. Postdoctoral Scholars and Clinical Fellows are not eligible to use the OSU Student Health Center as they are not registered for classes as a student and do not pay the Student Health Services fee.

If you have your own insurance plan, and the coverage is considered comparable to the PacificSource plan offered by OSU, then you may qualify for an approved waiver.

You will need to submit the waiver application form, a copy of insurance cards, and summary of benefits detailing your plan coverage to the OSU Student Health Insurance Office within 30 days of your position start date.

You will be notified via email with a decision of waiver approval or denial.

Refer to the list of Preferred Providers found online at the PacificSource website (choose plan network – PSN).

When you go to that provider for an appointment, present your insurance card.

You can also call PacificSource Customer Service at 1-888-977-9299 for assistance.

Once your position ends, you have the option of enrolling the COBRA continuation plan for up to 18 months as needed.

COBRA is a continuation of the same coverage on PacificSource Health plans, however you will pay the full premium monthly directly to PacificSource Administrators.

When your position ends, PacificSource Administrators will mail the COBRA election forms to you. To enroll, simply complete the forms and return to PacificSource Administrators with a payment.

Who can I contact if I have more questions?
  • General Insurance Questions: 541-737-6748
     
  • Student Health Services Insurance Office
    Plageman Building, room 117
     
  • OSU PacificSource Plan Coordinator - Audrey Roberson
    Phone: 541-737-7568 | Send an email.
     
  • PacificSource Health Plan Customer Service
    Phone: 1-888-977-9299 | Send an email.