What insurance is required to attend OSU?
Oregon State University requires non-resident international students be covered by health insurance which meets the U.S. Government visa requirements, State of Oregon, and Oregon State University requirements (OAR 576-025-0020). OSU requires that all non-resident international students and their dependents (living in the United States) be covered by health insurance. The health insurance must meet federal, state and OSU requirements (OAR 576-025-0020). Insurance for family members is also available at additional cost.
OSU requires all international students to enroll in the OSU International Student Insurance Plan. PLEASE NOTE: All Graduate Assistants .20 FTE or greater will fall under the Graduate Assistants Insurance Plan. Please refer to the Graduate Assistant Page for more information.
New waiver requirements
Beginning September 2014, OSU waiver requirements will be increasing. You must have UNLIMITED medical coverage for accidents and illness. Requirements for both Repatriation of Remains and Medical Evacuation will each need to have a minimum of $50,000 in coverage.
If you are purchasing your own health insurance coverage, please verify the policy meets ALL requirements. It is advisable to read the exclusions within the policy, because often a policy states there is coverage for a given benefit, when in fact there are exclusions or exceptions regarding a benefit that is listed as covered. Both men and women are required to have coverage for pregnancy within the policy.
Travel insurance not accepted for waivers
Student Health will no longer accept travel insurance for waiver submission as a substitute for our International Medical Health Insurance.
Does OSU have an insurance plan which meets the requirements?
Yes. The OSU Student Health Insurance plan for international students provides affordable coverage for students. The cost for one term of the 2014-2015 academic year is $567 per student (costs differ for visiting scholars and INTO-OSU General English, Academic English, and Pathways students; see enrollment forms at the top of the page).
How do I enroll?
All international students who are registered for at least 1 credit hour on campus in Fall, Winter and/or Spring terms will be automatically charged for the OSU International Health Insurance. Payments by credit card, check or cash must be made in the SHS Insurance Office by the third Friday of the term to avoid a "Registration Hold" on their student account. If a student has other insurance, he/she may submit a waiver and a summary of the insurance for approval no later than the last published date of open enrollment. If approved, the charge will be removed. If a student would like to add a dependent(s), he/she will need to come to the Student Health Insurance office to complete an enrollment form and add the dependent before the end of the enrollment period. Enrollment and waiver forms are available at the Student Insurance Office or the links above.
When can I enroll?
The open enrollment period officially ends the third Friday of each term. Students should submit a completed enrollment form to add dependents and make payment to the insurance office no later than the last published date of open enrollment in order to complete their enrollment. Students may only enroll during an open enrollment period, unless they experience a Qualifying Event such as loss of previous insurance coverage, birth/death, marriage/divorce, etc. Students should submit a completed waiver form to waive out of the OSU International plan no later than the last published date of the open enrollment period to have the charge removed from their account. No late waivers will be accepted.
Can family members be insured on the OSU plan?
Yes. OSU requires that all non-resident international students and their dependents (living in the United States) be covered by health insurance. The health insurance must meet federal, state and OSU requirements (OAR 576-025-0020). Insurance for family members is also available at additional cost. Because family members are not students, they cannot use Student Health Services on campus but they can see other doctors in the Corvallis area. Refer to the enrollment forms at the top of this page, for the cost of adding family members to your particular plan.
For more information on adding a dependent to your OSU health insurance, contact the Student Health Insurance office 541-737-7600.
What if I lose my Aetna Insurance ID card?
You can print a replacement ID card on the Aetna website by following these steps:
- Go to www.aetnastudenthealth.com and type "Oregon State University" in the "Find Your School" search box.
- On the right-hand side of the screen select "Print Your ID Card."
- Enter your OSU ID number and your date of birth; click "View Card."
How is Aetna Insurance billed for my services at SHS?
Once a month, the SHS Billing Office sends the SHS charges to Aetna for processing. Aetna then sends reimbursements to OSU who will post them to the students’ accounts. This process can take up to two months to be completed. Any balance left on the student account over 30 days will incur a 1 percent interest charge. The student has the choice of paying off the charges before 30 days to avoid this charge. The student will be responsible for the interest charge if left on. We recommend the student pay them at the time they are billed, if financially able. The Student Accounts Office will refund any Aetna reimbursement to the student by mail. For Billing questions, please call 541-737-2068.
Need more information?
OSU Student Insurance Office
110 Plageman Bldg.
Corvallis, OR 97331