International Student Insurance Plan

Submitted by schlongc on Mon, 10/19/2009 - 10:58am

Waiver Requirements to Change

Beginning September 2012, OSU will be increasing the accident/illness insurance waiver requirements to a minimum of $1,000,000 U.S. dollars. There will also be increases in the requirements for Repatriation of Remains and Medical Evacuation; both will need to have a minimum of $50,000 in coverage. The current policy requirements will be honored through August 31, 2012.

If you are purchasing your own health insurance coverage, please verify the policy meets all requirements. It is advisable to read the exclusions within the policy, because often a policy states there is coverage for a given benefit, when in fact there are exclusions or exceptions regarding a benefit that is listed as covered. Both men and women are required to have coverage for pregnancy within the policy.

International Insurance Plan Brochure (PDF)
International Insurance Plan Overview (PDF)
International Student Health Insurance Questions and Answers (PDF)
International Insurance Enrollment Form (PDF)
International Insurance Waiver Requirements (PDF)
International Waiver Form (PDF)

What insurance is required to attend OSU?

Oregon State University requires non-resident international students be covered by health insurance which meets the U.S. Government visa requirements, State of Oregon, and Oregon State University requirements. (OAR 576-025-0020) 

OSU requires all international students to enroll in the OSU International Student Insurance Plan. PLEASE NOTE: All Graduate Assistants .20 FTE or greater will fall under the Graduate Assistants Insurance Plan. Please refer to the Graduate Assistant Page for more information.

How do I enroll?

All international students who are registered for at least 1 credit hour on campus in Fall, Winter and/or Spring terms will be automatically charged for the OSU International Health Insurance. Payments by credit card, check or cash must be made in the SHS Insurance Office by the third Friday of the term to avoid a "Registration Hold" on their student account. If a student has other insurance, he/she may submit a waiver and a summary of the insurance for approval no later than the last published date of open enrollment. If approved, the charge will be removed. If a student would like to add a dependent(s), he/she will need to come to the Student Health Insurance office to complete an enrollment form and add the dependent before the end of the enrollment period. Enrollment and waiver forms are available at the Student Insurance Office or the links above.

When can I enroll?

The open enrollment period officially ends the third Friday of each term. The open enrollment periods for each term for 2011-12 academic year are printed below. Students should submit a completed enrollment form to add dependents and make payment to the insurance office no later than the last published date of open enrollment in order to complete their enrollment. Students may only enroll during an open enrollment period, unless they experience a Qualifying Event such as loss of previous insurance coverage, birth/death, marriage/divorce, etc. Students should submit a completed waiver form to waive out of the OSU International plan no later than the last published date of the open enrollment period to have the charge removed from their account. No late waivers will be accepted.

Does OSU have an insurance plan which meets the requirements? 

Yes. The OSU Student Health Insurance plan for international students provides affordable coverage for students. The cost for one term, per student, is $339.

Can family members be insured on the OSU plan?

Yes. Insurance for family members is also available at additional cost. Because family members are not students, they can not use Student Health Services on campus but they can see other doctors in the Corvallis area.

Student + Spouse - $953 per term
Student + Spouse + 1 child - $1,357 per term
Student + Spouse + 2 or more children - $1,556 per term
Student + 1 child - $743 per term
Student + 2 or more children - $941 per term

What are the coverage dates and the enrollment deadlines?

Coverage period

Fall Term

Winter Term

Spring/Summer Term (covers summer)

Summer attendance only

Begins

9/11/11

1/2/12

4/2/12

6/25/12

Ends

1/1/12

4/1/12

9/10/12

9/10/12

Enroll By

10/14/11

1/20/12

4/20/12

7/13/12

How is Aetna Insurance billed for my services at SHS?

Once a month, the SHS Billing Office sends the SHS charges to Aetna for processing. Aetna then sends reimbursements to OSU who will post them to the students’ accounts. This process can take up to two months to be completed. Any balance left on the student account over 30 days will incur a 1 percent interest charge. The student has the choice of paying off the charges before 30 days to avoid this charge. The student will be responsible for the interest charge if left on. We recommend the student pay them at the time they are billed, if financially able. The Student Accounts Office will refund any Aetna reimbursement to the student by mail. For Billing questions, please call 541-737-2068.

Need more information?

OSU Student Insurance Office
110 Plageman Bldg.
Corvallis, OR 97331
Phone: 541-737-7600
Fax: 541-737-7914
Email: OSUStudent.Insurance@oregonstate.edu