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Oregon State University requires non-resident international students be covered by health insurance which meets the U.S. Government visa requirements, State of Oregon, and Oregon State University requirements. (OAR 576-025-0020)
OSU requires all international students to enroll in the OSU International Student Insurance Plan.
Yes. The OSU Student Health Insurance plan for international students provides affordable coverage for students. The cost for one term, per student is $349 or $1,047 per year
Yes. Insurance for family members is also available at additional cost. Because family members are not students, they can not use Student Health Services on campus but they can see other doctors in the Corvallis area.
| Student + Spouse | $1,010 per term |
| Student + Spouse + 1 child | $1447 per term |
| Student + Spouse + 2 or more children | $1657 per term |
| Student + 1 child | $785 per term |
| Student + 2 or more children | $995 per term |
You are not automatically billed until after they complete an enrollment form. Students can set up auto-billing for the remaining terms by completing the enrollment form.
If you would like to enroll family members on their plan, they can fill out an enrollment form and deliver it to the Student Health Insurance Office (room 110 Plageman Building) before the third Friday of the term along with their check or money order for the price of the insurance plan.
Some students purchase insurance from other companies, or have insurance provided for them. Students may use alternate insurance as long as that insurance meets federal, state, and university requirements. If the insurance does not meet the requirements, students are required to enroll in the OSU Health Insurance Plan.
Students who wish to use their own insurance must file for a waiver of the OSU Health Insurance before the third Friday of the term. If students do not file for a waiver, OSU is required to enroll them in the OSU Health Insurance Plan and charge them for it. Once they submit their waiver application and the appropriate documents (listed below) the waiver will be reviewed to make sure the insurance meets the requirements. Waiver applications received after the deadline will not be approved.
If students wish to purchase insurance from a private company they are strongly advised to have their plan pre-approved with the OSU health insurance office before they purchase it.
Warning: Some companies will claim their plan meets OSU requirements. OSU does not contract with any insurance other than the OSU Insurance Plan and does not support claims made by other companies. If you have any questions, the OSU Student Health Insurance representative is happy to help you.
You may contact the Insurance Office at 541-737-7568
In order to waive the mandatory OSU plan, you must show that you have insurance that is equal or better than what you are waiving.
1. Download and complete the Insurance Waiver Form
2. Attach copies of your documents. Your documents need to be in English and In US Dollars.
3. Your documents need to clearly show:
| Office Visits | On campus: 100% no deductible Off Campus: 100% after deductible at Preferred Providers. |
| Outpatient Lab & X-ray | On campus: 100% no deductible Off Campus: 100% after deductible at Preferred Providers. |
| Hospital Room & Board, Surgeon, Anesthesia, | On campus: 100% no deductible Off Campus: 100% after deductible at Preferred Providers. No daily limit. |
| Physical Therapy | On campus: 100% no deductible Off Campus: 100% after deductible at Preferred Providers. |
| Mental Health and Substance Abuse | Outpatient: 100% up to $70 maximum for each visit on campus, or at Preferred Provider after deductible paid. $1000 max each year Inpatient (In Hospital): 100% for first 10 days at Preferred Provider after deductible paid. 100% for day 11-45 if approved. |
| Prescription Drugs | On Campus: 70% Off Campus: 70% at Preferred Provider after deductible is met. Claims must be submitted through OSU Insurance Office. |
| Emergency Room | Off Campus: 100% at Preferred Providers after deductible and $50 Co-pay paid |
| Pregnancy/Voluntary Termination of Pregnancy | Off Campus: 100% after deductible at Preferred Provider |
If you have a co-payment for services it can not be greater than 25% of total charge
Any time period imposed by your insurance before they will cover a pre-existing condition cannot be longer than 6 months
If your insurance is provided by another group, company, government or embassy it must:
Be backed by the full faith and credit of your home country or government, OR
Be part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor, OR
Be offered through or underwritten by a federally qualified HMO
5. The deadline for submitting this information is the third Friday of the term.
You can have your insurance plan pre-approved by contacting the OSU Insurance Liaison.
Some students have family members who receive insurance through an employer. If a student is covered by a family member's insurance, they may file a waiver using that insurance as long as the insurance meets the requirements. Please keep in mind students must still have coverage for repatriation of remains and medical evacuation. Many health insurance plans available through employers do not include this coverage. If the plan does not contain coverage for repatriation of remains and medical evacuation, the student will need to purchase a supplemental travel insurance which provides this coverage. The student should submit both insurances together with their waiver application. If the student does not show proof of this coverage, their waiver will not be approved.
Need more help? You may contact the Insurance Office by calling 541-737-7568 or stop by Room 110 Plageman Bldg.
