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Graduate Assistant Insurance Plan

 


What is new this fall?

Benefits for 2007-08 will not change. You can view the complete PDF file of the coverage details by clicking the Summary of Coverage link above. Premiums for fall term 2007-08 are listed below.

What benefits are included?

The plan includes coverage for medical, dental, vision, and pharmacy. Click on the "Summary of Coverage" link above to read more.

Is it mandatory?

Yes, all students who qualify will be required to enroll in the health insurance, including international and sponsored students. Some students may qualify for a waiver. Waiver details are listed later on this page.

Can I enroll family members in this coverage?

Yes. This plan allows you to enroll family members for an additional cost. For more information on adding or deleting a family member from your coverage read the "Eligibility" section in the "Summary of Coverage" above.

What does it cost?

OSU will pay 75% of the yearly premium cost for Employee only coverage. Dependants can be added for an additional cost. Premiums for 2007-08 are listed below:

Student (employee) only coverage $52.92 per month

Employee + Spouse/Partner coverage $263.84 per month

Employee + Children (1 or more) $200.55 per month

Employee + Spouse/Partner + Children $411.45 per month

If you wish to enroll family members in this plan, make sure your paycheck will be large enough to accomodate the deduction.

How do I pay for it?

The cost of the health insurance is deducted automatically from the graduate assistant's paycheck as a pre-tax benefit deduction. Grad assistants will need to authorize this by completing and submitting a Pacific Source enrollment form. These can be downloaded from this website or obtained from the OSU Student Health Insurance office.

What paperwork do I need to do?

You should complete a Pacific Source enrollment form and turn it in to the OSU Student Health Insurance office within 31 days of the date the Letter of Offer from your department is written. Fall term assistantships should turn in their enrollment form before September 30, 2007.

What if I have other insurance?

Students who have other insurance may qualify to waive out of the mandatory insurance. However, graduate assistants who waive out of the University plan will not be eligible for the University's contribution towards premiums.

In order to qualify for a waiver their insurance plans must meet certain criteria and be similar in coverage. See the "Waiver Requirements" link above. You should complete and submit the waiver form no later than September 30, 2007 or within 31 days of the date the letter of offer is written.

What if I would rather enroll in one of the other OSU Student Insurance plans rather than my Graduate Student Employee plan?

Both international and domestic students are eligible to purchase the regular OSU Student Insurance Plans (OSU Domestic Plan and OSU International Plan) available to domestic and international students, and waive the mandatory employee plan.

Students should carefully compare the coverage and cost of each plan and decide which plan offers the best combination of coverage and price for their personal situation.

If students choose to purchase one of the regular student insurance plans instead of the mandatory graduate employee insurance students will need to submit a waiver to be sent to their employee insurance plan as well as the enrollment form and payment for the student insurance plan. That process is described in the paragraph above.

OSU will not pay for any portion of the cost of the alternate plan. Students should choose their plan and elect their coverage in the fall of each year.

Can I keep my coverage after my assistantship ends?

The Pacific Source plan does include the opportunity for COBRA coverage for up to 18 months after the assistantship ends. Cobra enrollment and monthly administration is run by Manley Services, not the student health insurance office. Students would need to make payments directly to the administering company for all premium costs.

Who can I contact if I have more questions?

OSU Student Health Insurance Office at 541-737-7568. The Office is located in Room 110 Plageman Bldg.